APA Style

Sparta, . et al (2015). Studi Risiko dan Efisiensi Perbankan di Indonesia = Study of Risk and Efficiency of Banks in Indonesia . Bandung: Universitas Padjadjaran.

MLA Style

Sparta, . et al. "Studi Risiko dan Efisiensi Perbankan di Indonesia = Study of Risk and Efficiency of Banks in Indonesia". Bandung: Universitas Padjadjaran, 2015. Text.